ALIEXPRESS PAYMENT OPTIONS: BEST TO WORST (WE RANK THEM)

Ever found the perfect item on AliExpress, but hesitated at checkout with all those payment options?

Don’t worry, it happens! Picking the right payment method isn’t just about security – it can actually save you money.

From avoiding hidden fees to smart payment strategies, getting this right makes your AliExpress shopping experience even better. Let’s dive in and find the best way to pay for your next awesome find!

WHAT PAYMENT METHODS DOES ALIEXPRESS ACCEPT?

AliExpress wants to make shopping easy for everyone. They offer a wide variety of payment methods to suit your needs. Here’s a breakdown of the most common options:

Credit and debit cards

Credit and debit cards are among the most popular payment methods on AliExpress. AliExpress accepts major brands like Visa, Mastercard, Maestro, and American Express.

You can use both traditional credit cards and debit cards linked to your bank account. For extra security, consider using a prepaid card or a virtual card. These cards limit your spending to the amount you pre-load, offering additional protection against fraud.

PayPal

PayPal is a popular online payment system known for its ease of use and buyer protection features. PayPal is accepted on AliExpress, but its availability depends on your location.

To use PayPal on AliExpress, you’ll need an existing PayPal account. During checkout, simply select PayPal as your payment method and follow the prompts to complete the transaction.

PayPal offers an extra layer of security, as you don’t need to share your credit card details directly with AliExpress.

Alipay

Alipay is AliExpress’s own secure payment platform. It’s designed to streamline the shopping experience, especially for buyers in China. Alipay functions like a digital wallet, allowing you to link your bank account or credit cards.

When you pay with Alipay on AliExpress, you don’t need to enter your financial details with each purchase. This makes the checkout process faster and more convenient.

Alipay also offers additional benefits, such as buyer protection and the ability to earn rewards points.

Bank Transfer

For some shoppers, a bank transfer might be the preferred payment method on AliExpress. This option allows you to pay for your order directly from your bank account.

To use a bank transfer, you’ll need to initiate the transfer from your online banking platform or visit a physical bank branch. AliExpress [NOT THE SELLER] will provide you with specific bank details, including account number and routing information.

Important to note: Never ever send money directly to Seller’s account and bank transfers can take a few business days to process. This is because the funds need to be transferred between banks. Be sure to double-check the bank details provided by AliExpress before initiating the transfer to avoid delays or errors.

Western Union

Western Union is a payment option for situations where you need to pay with cash. To use Western Union, you’ll visit a physical Western Union location and fill out a form with your payment details. AliExpress will provide you with a unique order number to include on the form.

Once you’ve sent the payment, Western Union will notify AliExpress. It’s important to note that Western Union payments can take several days to process. It may also involve additional fees charged by Western Union.

Western Union is a less common payment method on AliExpress, often used when other options (like credit cards or online payment services) are unavailable.

Other regional payment methods

AliExpress wants to serve customers around the globe. To do this, they partner with various regional payment providers. These providers offer payment methods popular in specific countries or regions.

Here are some examples of regional payment methods you might find on AliExpress:

• WebMoney: Popular in Russia and Eastern Europe.
• Boleto Bancário: Commonly used in Brazil.
• Mercado Pago: A preferred option in many Latin American countries.
• QIWI: Another payment service widely used in Russia.
• Klarna: A great regional payment method available only in the United States, Germany, France, Spain, Italy, the Netherlands, Austria and Finland.
• Google Pay: Only available in selected regions and countries.

The availability of regional payment methods depends on your location. AliExpress will typically display all relevant options during the checkout process.

HOW DOES KLARNA WORK ON ALIEXPRESS

1. Choose Klarna at Checkout: When you’re ready to pay for your AliExpress order, select Klarna as your payment method.
2. Select a Payment Plan: Klarna typically offers options like:
   • Pay in 4: Split your purchase into four equal, interest-free installments.
   • Pay in 30: Pay the full amount within 30 days of your purchase.
   • Financing: Spread the cost over longer periods with interest.
3. Provide Details: You’ll provide basic information to Klarna for a quick credit check.
4. Complete Purchase: If approved, Klarna pays AliExpress, and you receive your order.
5. Make Payments: Klarna will send you reminders and instructions for making payments on time.

HOW TO USE GOOGLE PAY ON ALIEXPRESS:

1. Have a Google Pay Account: If you don’t already have one, set up a Google Pay account and add your credit or debit card information.
2. Check Availability: During the AliExpress checkout process, look for the Google Pay option.
3. Select Google Pay: Choose Google Pay as your payment method.
4. Choose a Card: Select the card you want to use from your Google Pay account.
5. Authorize: Follow the prompts to authorize the payment, often using a fingerprint or PIN.

HOW DO I CHOOSE THE BEST PAYMENT METHOD ON ALIEXPRESS?

Choosing the right payment method on AliExpress depends on several factors. Here’s what to consider:

• Your location: Different payment methods are available in different countries. AliExpress will show you the relevant options during checkout.
• Security: Prioritize payment methods with good reputations and strong security measures. Options like PayPal and credit cards often offer additional buyer protection.
• Fees: Some payment methods may have transaction fees or currency conversion fees. Be sure to factor these costs into your decision.
• Processing time: How quickly do you need your order? Some payment methods, like credit cards, are processed instantly, while others, like bank transfers, can take several days.
• Convenience: Do you want a fast and easy checkout process? Options like PayPal and Alipay store your details, streamlining future purchases.

IS IT SAFE TO PAY ON ALIEXPRESS?

Generally, yes, it is safe to pay on AliExpress. AliExpress has several safeguards in place to protect your financial information and transactions.

• Buyer Protection: AliExpress offers a buyer protection program. If you don’t receive your order, or if it arrives significantly different from the description, you may be eligible for a refund.
• Secure Payment Gateways: AliExpress uses reputable payment providers, such as Visa, Mastercard, and PayPal. These providers have their own security measures to protect your data.
• Encryption: AliExpress uses encryption technology to secure your payment information during transmission. This makes it difficult for hackers to intercept your data.

Tips for extra safety when paying on AliExpress:

• Use trusted payment methods: Stick to well-known providers like credit cards or PayPal for an extra layer of protection.
• Choose strong passwords: Create a unique and complex password for your AliExpress account.
• Avoid public Wi-Fi: Don’t make payments on unsecured public Wi-Fi networks.
• Monitor your transactions: Check your bank or credit card statements regularly for any unauthorized activity.

CAN I USE A GIFT CARD ON ALIEXPRESS?

• Generally, no: AliExpress doesn’t directly accept traditional gift cards (like those for Visa, Mastercard, or specific stores).
• Exceptions: There are a few limited exceptions:
  • AliExpress Gift Cards: AliExpress sometimes issues its own gift cards, which you can use on the platform.
  • Regional Partnerships: In some countries, AliExpress may partner with specific retailers that allow the use of their gift cards.
• Workarounds: If you have a gift card you want to use on AliExpress, here are some options:
  • Sell the Gift Card: Use an online marketplace to sell your gift card for cash and then use the money on AliExpress.
  • Buy AliExpress Items Elsewhere: Some retailers might sell AliExpress items and accept gift cards as payment.

Important: Always check the terms and conditions of your gift card, as they may restrict where you can use it.

DOES ALIEXPRESS ACCEPT CASH ON DELIVERY?

• Limited availability: Cash on delivery is not a widely accepted payment method on AliExpress. It’s currently only available in specific countries, primarily Saudi Arabia.
• Why COD is limited: Cash on delivery presents logistical challenges and risks for sellers on an international platform like AliExpress. Issues include the potential for returned items and the difficulty of collecting payments from across borders.
• How COD works on AliExpress (if available):
  • You can select the cash on delivery option during checkout if you’re in an eligible region.
  • You pay in cash to the courier when the package is delivered to your door.
• Additional fees: AliExpress typically charges an extra service fee for cash on delivery orders.

WHAT IS PAY AFTER DELIVERY ON ALIEXPRESS?

Pay After Delivery is an alternative payment method that lets you receive your AliExpress order before paying for it. This increases flexibility and reduces risk for buyers.

How Pay After Delivery works on AliExpress

• Partnership with Splitit: AliExpress partners with the payment service Splitit to offer Pay After Delivery in select regions.
• Eligibility: Pay After Delivery availability depends on your location.
• Checkout Selection: If eligible, you’ll see the Pay After Delivery option during AliExpress checkout.
• Existing Credit Card: You link your existing credit card to Splitit. Splitit reserves the purchase amount on your card but doesn’t charge you immediately.
• Receive your order: You get your AliExpress items as usual.
• Payment Installments: Splitit charges your credit card in installments according to the plan you choose.

Benefits of Pay After Delivery

• Try before you buy: Ensure the product meets your expectations before payment.
• Increased flexibility: Pay in installments over time.
• Reduced risk: Avoid paying for items you may need to return.

Important to Note:

• Fees: Pay After Delivery may have additional service fees.
• Limitations: It might not be available for all products or in all countries.

CAN YOU PAY ALIEXPRESS WITH REVOLUT?

Yes, you can use Revolut to pay for your AliExpress orders. Revolut functions like traditional credit or debit cards on AliExpress.

How to use Revolut on AliExpress:

1. Revolut Card: You can use either your physical Revolut card or a virtual card for added security.
2. Checkout: During AliExpress checkout, select the credit/debit card payment option.
3. Card Details: Enter your Revolut card number, expiration date, and security code (CVV) just like any other card.

Benefits of using Revolut on AliExpress:

• Competitive exchange rates: Potentially save money if your Revolut account holds currencies needed for AliExpress purchases.
• Security: Revolut’s virtual cards offer an extra layer of protection.
• Budget control: Track your AliExpress spending within the Revolut app.

Important Considerations:

• Fees: While Revolut offers favorable exchange rates, be aware of their fee structure for transactions exceeding your plan’s limits.
• Card Limits: Check your Revolut plan’s spending limits to ensure they align with your intended purchase amounts.
• Availability: While Visa and Mastercard are widely accepted on AliExpress, double-check that the specific seller accepts your Revolut card’s brand.

WHAT HAPPENS IF MY ALIEXPRESS PAYMENT FAILS?

1. Order Not Processed: If your payment fails, AliExpress will not process your order. The items won’t be shipped.
2. Error Message: You’ll likely see an error message indicating the payment failure. This message may provide a reason for the failure.
3. Reasons for Failure: Common reasons for payment failure include:
   • Insufficient funds in your account.
   • Expired credit/debit card.
   • Payment blocked by your bank or payment provider due to security concerns.
4. Next Steps:
   • Check your Payment Method: Ensure you entered the correct details and have sufficient funds.
   • Try Again: Attempt to re-submit the payment with the correct information.
   • Use a Different Method: Switch to a different credit/debit card, PayPal, or another available payment option.
   • Contact AliExpress Support: If the issue persists, reach out to AliExpress customer support for assistance.

Important: Don’t panic! Payment failures are common and usually fixable. Try the steps above and if needed, contact support for help resolving the issue.

Before You Go

Understanding AliExpress payments can be tricky, but I hope this guide cleared things up! Remember, consider your location, security, and what’s easiest for you.

Now, get out there and find some amazing deals on AliExpress!

FAQS – ALIEXPRESS PAYMENT

What’s the safest payment method on AliExpress?

There’s no single “safest” method. Opt for options with buyer protection like credit cards (many offer chargeback options), PayPal, or reputable local payment gateways.

Can I use a debit card on AliExpress?

Major debit cards like Visa and Mastercard are widely accepted on AliExpress.

Does AliExpress accept my local payment method?

Check the “Show all payment methods” section during checkout on AliExpress to see the complete list of options available in your country.

Are there extra fees for using specific payment methods?

Some methods, like PayPal or Western Union, might have transaction fees. Always check the terms and conditions before selecting a payment method.

What if I need help with my payment?

Contact AliExpress customer support immediately. They can assist with payment issues, help you understand buyer protection policies, and guide you through the dispute process if necessary.

Can I change my payment method after placing an order?

Usually not. If you need to change the method, it’s often best to cancel the original order (if possible) and place a new one with the correct payment option.

How long does it take for my payment to be processed?

Processing times vary by method. Credit/debit cards and options like PayPal are often immediate, while bank transfers take a few days.

Does AliExpress accept gift cards?

AliExpress doesn’t directly accept store-specific gift cards (like those for Visa or Mastercard). However, if linked to a major card network, you can use these prepaid cards.

What currencies does AliExpress support?

AliExpress accepts several major currencies. Change the currency display on the website or app for price comparison.

Can I use multiple payment methods for a single order?

Generally, you can only split payment across one method for a single order on AliExpress.