No Credit Card? No Problem! Use M-PESA on AliExpress

If you are a Kenyan shopper who loves a good bargain, AliExpress is a goldmine of deals waiting to be discovered.

But what if you do not have a credit card? That is where M-PESA comes to the rescue! M-PESA, Kenya’s leading mobile money service, makes shopping on AliExpress incredibly easy and convenient.

In this guide, we will show you how to pay with M-PESA on AliExpress, making your online shopping experience a breeze.


M-PESA + AliExpress = Shopping Freedom

Thanks to a collaboration between Safaricom, the company behind M-PESA, and the global e-commerce giant AliExpress, Kenyan shoppers can now seamlessly use their trusted mobile money solution on this massive online marketplace. This partnership brings several benefits:

  • Convenience: Pay directly with M-PESA, eliminating the need for credit cards or complicated international payment methods.
  • Accessibility: Opens up the world of AliExpress to Kenyan shoppers who may not have access to traditional banking methods.
  • Familiarity: Kenyans already know and trust M-PESA, making transactions on AliExpress feel familiar and secure.
  • Local Currency: See your purchases priced in Kenyan Shillings (KES), simplifying your budgeting and understanding of the total cost.


Unlock AliExpress with M-PESA: Your Guide

Paying with M-PESA on AliExpress is incredibly straightforward. Follow these simple steps:

  1. Shop and Add to Cart: Browse AliExpress and add your desired items to your shopping cart, just like you would on any e-commerce website.
  2. Proceed to Checkout: Once you’re ready to purchase, go to your cart and begin the checkout process.
  3. Select M-PESA: Look for “M-PESA” as a payment option. Select it and click continue.
  4. Enter Your Phone Number: Provide your Safaricom mobile phone number that’s linked to your active M-PESA account.
  5. Authorize on Your Phone: You’ll receive an M-PESA confirmation prompt on your phone asking you to authorize the payment.
  6. Enter Your M-PESA PIN: Securely enter your M-PESA PIN to complete the transaction.
  7. Order Confirmation: AliExpress will display a confirmation message indicating your payment was successful. You may also receive an SMS confirmation from Safaricom.

Important Things to Remember

Shop AliExpress with M-PESA! Easy Guide

  • Kenya-focused: Currently, using M-PESA for AliExpress payments is primarily designed for shoppers located in Kenya.
  • Currency Conversion: Your AliExpress order total will be displayed in Kenyan Shillings (KES) for easy understanding of costs.
  • Transaction Fees: Standard Lipa Na M-PESA Paybill transaction fees will apply to your purchase. Factor these costs into your overall budget.
  • App and Website: You can use M-PESA to pay on both the AliExpress mobile app and their website.


Kenyan Shoppers: Buy on AliExpress with M-PESA

Now that you have mastered paying with M-PESA, let’s optimize your AliExpress experience with these savvy tips:

  • Check Seller Ratings: Before buying, take a moment to look at the seller’s ratings and reviews. Look for sellers with high positive feedback scores for a reliable experience.
  • Read Product Reviews: Don’t just rely on the product description. Read reviews from other buyers to get insights into the item’s quality, sizing, and any potential issues. Customer photos can be incredibly helpful too!
  • Pay Attention to Shipping: AliExpress sellers often offer different shipping options. Factor in shipping costs and estimated delivery times when making your decisions. Remember, international shipping can sometimes take a few weeks.
  • Communicate with Sellers: If you have any questions about a product or your order, don’t hesitate to contact the seller directly through AliExpress’s messaging system.

Bonus Tip: Take advantage of AliExpress sales and coupons! You can often find great deals and discounts throughout the year.

Before You Go

With M-PESA on your side, AliExpress is your oyster! We would love to hear about your favorite AliExpress finds.

Share your experiences in the comments below and let us build a community of savvy Kenyan shoppers.


Can I use M-PESA on AliExpress if I’m not in Kenya?

Currently, the M-PESA payment integration is primarily designed for Kenyan shoppers.

Do I need a credit card to use M-PESA on AliExpress?

No! One of the biggest advantages is that you can pay directly from your M-PESA account, no credit card necessary.

Are there extra fees for using M-PESA on AliExpress?

You’ll incur standard Lipa Na M-PESA Paybill transaction fees, but no additional charges specifically for using M-PESA on AliExpress.

How long does it take for my M-PESA payment to process on AliExpress?

Payments are usually processed instantly. You’ll receive an order confirmation from AliExpress as soon as the transaction is complete.

Can I get a refund if I pay with M-PESA and need to return an item?

Yes. AliExpress has a standard refund policy that applies regardless of your payment method. If eligible, your refund will be processed according to their guidelines.

Does AliExpress display prices in Kenyan Shillings (KES) when I pay with M-PESA?

Yes, the partnership makes it easy to see your order total in KES, simplifying your budgeting.

Can I use M-PESA on both the AliExpress app and website?

Yes, you have the flexibility to use M-PESA for your purchases on either platform.

Is my payment information secure when using M-PESA on AliExpress?

Both M-PESA and AliExpress have security measures in place to protect your transactions. As always, exercise caution by only shopping with reputable sellers and keeping your M-PESA PIN confidential.

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