AliExpress is home to affordable products, but not everyone wants to shop on AliExpress using their credit or debit card.

Also, not everyone has a debit or credit card due to advancements in payment technology.

Today, you can withdraw at ATM points without a credit or debit card. Moreover, you can make a cardless withdrawal and make payments on AliExpress without a card.

I know it will sound strange or unreal to many people because how do you explain it without creating confusion?

This post will explore making payments on AliExpress without a debit or credit card.

Most buyers do not have a credit or debit card, yet they still want to purchase products from AliExpress. Don’t fret – there are ways around this. Take a minute to read on if you want to discover some of them.

Most people do not have credit/debit cards, and most banks or fintech companies don’t support online payments through debit/credit cards.

Many people in Nigeria, Pakistan, and other third-world countries do not have debit or credit cards and want to shop on AliExpress.

Some people have debit cards in Nigeria, but it doesn’t support online payment on a foreign site such as AliExpress, yet they don’t want to miss the opportunity to get quality products at a cheap price.



There are several ways to shop on AliExpress without a card.

Although banks and fintech companies around the world are making it easier for their customers to have credit and debit cards, many of you ask us about the possibility of buying from AliExpress without a credit/debit card, either for security reasons or because you don’t just want to use a debit or credit card to make payment anywhere.

We have listed below some other ways to make payment on AliExpress without a card:


If you don’t have a debit or credit card but own a bank account, you can use a bank transfer to make payment for your AliExpress orders.

AliExpress allows you to make payments for products through electronic fund transfers.

The downside to this AliExpress Payment option is that it is unavailable to everyone. Some people residing in some countries might find it challenging to use this AliExpress payment method.

The AliExpress payment option is slow and unreliable, so we don’t recommend using it.

Also, if you are shopping in a third currency, you find this AliExpress payment method challenging. Let me explain; if you reside in Nigeria and want to make a payment on AliExpress using a bank transfer, you cannot send Naira (NGN) to AliExpress.

You need to first source for US dollars, have a domiciliary account, and fill out the bank form to make a foreign transfer to AliExpress.

Getting US dollars is a challenge, and your bank will not convert your naira into dollars for you; hence this single process can frustrate you.

If sourcing US dollars didn’t discourage you, the exchange rate would surely do, or the corresponding bank charges will prevent you from going forward.


You can make payments on AliExpress using PayPal. If you don’t want to use your credit or debit card on AliExpress for reasons best known to you, you can make use of your PayPal account to make payment on AliExpress.

Using PayPal to make payments on AliExpress is safe and secure. It also allows you to shop easily without fear of getting scammed by dubious vendors on AliExpress.

You’re double protected when you use PayPal to make payments on AliExpress. You could seek a refund via PayPal or AliExpress if you didn’t get what you bought within the stipulated time.

The drawback of using PayPal on AliExpress is that not all vendors accept it as a means of payment on AliExpress, and PayPal payment on AliExpress is only available in selected countries.

For example, if your delivery address is located in Nigeria. You cannot use PayPal to make payments on AliExpress.


Making payments on AliExpress through Western Union involves a lot of paperwork, which is why sending money using this method can sometimes be complicated.

However, what makes it better or safer than sending money using other methods is that you have probably written down instructions associated with your transaction before doing it.

AliExpress supports payment via Western Union. However, for security reasons, you can send your payments via Western Union if you’d like to pay for orders over $20 or up to a maximum value of $50,000.


You can use Google Pay or Apple Pay to complete your purchase on AliExpress. This method of payment on AliExpress doesn’t require using your debit or credit card on AliExpress.

At the AliExpress checkout page, select Google Pay or Apple Pay as a means of payment and authorize the payment with your wallet on Apple Pay or Google Pay.


You can also use WebMoney to make payments on AliExpress without using either a debit or credit card on AliExpress.

Web Money is an online currency. It is mainly a digital wallet that can store various currencies and facilitate seamless transactions. It can be earned and spent easily through internet-based companies such as e-commerce websites or web hosting services.

Web Money is primarily a way to create an online bank account. Buyers can pay you into your wallet directly with a bank deposit or card.

Web Money transfers funds from one person’s account to another quickly and easily.


There are several payment methods on AliExpress that you can use without a card. We have explained some payment options you can use on AliExpress without a card.

Other payment options available to you on AliExpress, if you don’t want to use your credit or debit card, include utilizing a klarna, prepaid card, carte blue, virtual card, Mpesa, GiroPay, Doku, Boleto, Yandex Money, Sofort Banking and Alipay.

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